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Recommend in the Omaha area with integrity and knowledge!

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Prudential Ambassador
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NP Dodge
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Equal Housing Lender

Quick Response Home Mortgages with your Personal Representative Carolyn Hermsen

Closing Cost Estimates

Conventional
Appraisal $300
Credit Report $20
Underwriting Fee $225
Recording Fee $105
* Survey $80
* Termite Inspection $80
* Title Insurance $225
Tax Service Fee $75
Closing Fee $200
Processing Fee $150
Document Preparation $0

FHA
Appraisal $425
Credit Report $20
Commitment Fee $200
Recording Fee $105
* Survey $80
* Termite Inspection $80
* Mortgage Insurance See
Below
Closing Fee $200

VA
Appraisal $300
Credit Report $20
Recording Fee $105
* Survey $80
* Termite Inspection $80
Closing Fee $200
* Title Insurance $225

Nebraska Residents, You may qualify for a NIFA Loan (Nebraska Investment Finance Authority). If you are a 1st time homebuyer or if you haven't owned a home for the past 3 years. To see if you qualify, Go Here.

Carolyn will provide you with a comprehensive "Good Faith Estimate" of your closing Costs based on your loan application.

* Survey and Termite Inspection Fee's only apply if the loan is for the purchase of a home.

* Title Insurance varies with the purchase price of home or loan amounts on a refinance. For a $250,000 purchase price, title insurance would typically cost $425.00 usually split between buyer and seller. For a refinance of the same amount, the cost would be discounted if you already had title insurance when you closed. That cost would typically be $365.00

* FHA Mortgage Insurance (MIP) varies with loan size. For a $125,000 loan the Fee is, $1875.00. This amount can be added to the total loan amount for no out of pocket expenses. "This Fee is applied to all FHA loans."

Note: When refinancing your home loan, the closing cost can be added to the loan amount so your out of pocket cost can be minimized or eliminated.

When purchasing your home you will be required to pay the closing costs at the time you've asked the seller to pay them.

Remember your "BONUS!"

When you apply for your Home Loan through Carolyn's secure web site, you will receive $200.00 credit towards your closing cost the day your loan closes.

If you need anything explained further Carolyn, will be happy to answer your e-mail Quickly and Accurately.
e-mail Carolyn.


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